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Mudaraba Monthly Income Prottasha (MMIP)
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Mudaraba Monthly Income Prottasha (MMIP)
Islamic Principles
Mudarabais
a partnership in profit whereby one party provides capital and the other party provides skill and labour. Profit distributed as per pre-agreed ratio and loss is borne by Sahib Al Maal.
Link Account
Mandatory.
Eligibility
Any Citizen of Bangladesh /Legally approved person
An adult person or persons having sound mind individually or jointly can open this account.
Required Identifications/ Documents
Complete account opening form with TP & KYC.
Photocopy of NID/Passport/Driving License/Ward Commissioner Certificate with photo (Photo must be attested by ward commissioner).
2 (Two)recent Passport size photographs of each account holder duly attested by the introducer.
Introducer’s signature in the A/C opening form & at the back of the photographs of signatories.
Passport size photograph of nominee (attested by the account holder).
Proof of Address- Copy of Utility Bill for latest 3 months.
Updated TIN (Optional).
Any other documents as required under prevailing rules & regulations of the Bank considering the nature of the Depositor(s).
Charges: See schedule of charges of the bank.
Payment on maturity
On maturity of a regular scheme the bank will pay the balance amount (after deducting Tax, VAT, Excise duty etc.) as per customer preference either by cash, payment order or to the linked Current or Savings account or will be capitalized and rolled over for the further period of time.
Prematurity Profit Calculation Method with Rate
No Profit will be obtained if account is closed before 1 year from opening date and after one year will get Mudaraba Savings Account (MSA) rate.
Profit rate for Quard amount
No Profit will be charged against Quard amount and no Profit will be distributed against Quard amount, profit will be distributed only for rest amount. TK.2000/- for stationary & stamp fees at actual will be paid by the customer.
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