ANY POS EMI
What is ANY POS EMI?
Answer:An EMI facility which is interest bearing @ 11.5% annually is called Any POS EMI.
Who are eligible to apply for ANY POS EMI?
Answer:The option is open to all active Cardholders who are residents of Bangladesh as a Primary / Supplementary Cardholder:-Visa Gold and Visa Platinum. The Cardholder who will purchase through Point of Sales (POS) is qualifying for enjoying Interest bearing EMI facilities rather than regular interest rate (VISA Gold: Annual Interest rate 24%, VISA Platinum: Annual interest rate 20% and for SBL employees annual interest rate 18%).
What is the minimum transaction amount required to enjoy Any POS EMI facility?
Answer:Minimum transaction amount BDT 10,000 & maximum up to available credit limit is required to enjoy Any POS EMI facility.
Threshold Amount:
Minimum transaction amount BDT 10,000 & maximum up to available
credit limit.
| SL. No |
Transaction Amount-BDT |
Tenure |
Rate of Interest |
| 01 |
10,000-29,999 |
3 Month |
2.87% |
| 02 |
30,000-49,999 |
6 Month |
5.75% |
| 03 |
50,000-79,999 |
9 Month |
8.60% |
| 04 |
80,000 and above |
12 Month |
11.50% |
Processing Fee:
No joining fee/ processing fee is required.
Early Settlement Fee:
2% of the EMI outstanding amount plus 15% VAT.