Any justifiable working capital need for small and medium enterprise customers.
     Facility Type -Continuous Investment, LC (Signt/DP) and
     Investment Ceiling - Tk. 2.00 Lac to Tk. 50.00 Lac for cottage/micro/small enterprise customers and Tk. 2.00 Lac to Tk. 300.00 Lac for medium enterprise customers.
     Investment Tenure - Continuous Investment for maximum 12 months and LC(Sight/DP)/LTR for prescribed tenure.
     Nil margin LC facility.
     Nominal Interest Rate.

     Age: At least 21 years.
     Any entrepreneur having the experience of successfully managing the business for at least two years may apply for the Investment.

     Valid trade license
     Special license/permission (if applicable) for business operation.
     Notarized partnership deed/registered by Sub Register Officer (in case of partnership).
     Memorandum and Articles of Association in case of Limited Company.
     Passport/National voter ID/ward commissioner/UP chairman certificate of the Proprietor/Partner/Directors.
     Photo of the proprietor/Partners and guarantors.
     Statement of all active bank Investments (if any).
     Last 12 months bank statement of transactional account.

Primary Security:
     Hypothecation of machineries, equipment, vehicles, inventories.
     Personal guarantee of Proprietor/Partner/Directors and their spouse.
     02(two) 3rd party Guarantors acceptable to the Bank and whose Net Worth must not be less than the proposed Investment amount/Investment limit.
     Lien of cash collateral (FDR) and other encashable financial instrument.


Collateral (not compulsory for credit facility up to Tk. 5.00 Lac):
     Registered mortgage of property/ownership of the space/possession right purchased in Bank's name.