Tenure: 12 Months. Maximum: 36 Months.
Repayment method: Equal Monthly Installment.
First repayment date: One month after the date of customer’s availing the loan.
Debt Burden ratio: 50:50.
Rate of Interest: 17% p.a.q.r (Subject to change time to time by the Head Office).
Loan Processing Fee: 1% of loan Limit.
Risk Fund: 1% of loan Limit.
No hidden charge.
Maximum 02(Two) Lac (But maximum 10 times of gross salary).
Maximum age: Maximum age at loan maturity up to 60(Sixty) years. Minimum age: 25 years.
Minimum service/Length of service: Regular employee having minimum two years service.
Minimum Income: Minimum Tk. 20,000/-(Twenty Thousand) monthly gross salary.
All Banks, All Gazzated Officers, Officers of Govt, Semi-Govt. organization & Multi National Companies. Teachers of public & private university, reputed schools & colleges.