Segment	Professionals, Salaried Executives, Businessmen, Land Lord and Other Selective Individuals based on repayment capacity & worthiness.
Minimum Income for Eligibility	Tk. 50,000/-
Purpose	Household Durables, Interior Decoration, House Renovation etc. and any legitimate purpose compatible with shari’ah principles.
Maximum Investment Amount	Tk. 20.00 Lac
Maximum Tenor	60 months
Rate of Profit/Rent	The rate to be determined by the Bank from time to time.
Primary Security	Hypothecation of procured goods/cheques as per Bank’s norms
Personal Guarantee	1 (One) Family and 1 (One) from Non-Family
Fees & Charges	As per Latest SIBPLC Schedule of Charges (SC)
Mode of Investment	Hire Purchase under Shirkatul Melk – HPSM